Call Us! 855-423-8635

Challenger Program

AL, FL, GA, MD, NC, NJ, OH, TX, VA, WV

All Loans Unsecured

Credit Score Brackets
Monthly Terms Loan Size Minimum Score Rate
12 $1,000 to $1,200 550 19.99%
18 $1,201 to $1,800 550 19.99%
24 $1,801 to $3,000 550 19.99%
30 $3,001 to $3,500 550 19.99%
36 $3,501 to $4,500 550 19.99%
48 $4,501 to $6,000 550 19.99%
54 $6,001 to $7,500 550 19.99%
60 $7,501 to $10,000 550 19.99%
72 $10,001 to $12,500 550 19.99%
This is true "Subprime" style loan and manually underwritten
by an experienced underwriter
Because of this loan being a "subprime" style loan, we cannot offer a
Same as Cash program NOR a Deferred Payment Program
Interest rates and loan terms may vary depending upon the analyzed risk, the current credit, the debt ratio, the net disposable income, and the state maximum interest rate
The Dealer Fee for this program is a flat 15%
All loans with this program must be pre-pack within a 14 day period. Once a
Pre-Packed is in and approved you will receive and additional 60 days on the
approval to complete your project
Same as Cash Program with Regular Monthly Payments
Promotions Promotion Code Fee*

Meet Our Team

David Cole

PNMC@comcast.net

855-423-8635 Extension 701
410-414-9057

Bud Rinaldi

Bud@HILoans.info

855-423-8635 Extension 700
443-980-2506

Allen Hardester

AHardester@verizon.net

855-423-8635 Extension 702
410-997-1115

George Hobby

George@hiloans.info

855-423-8635 Extension 712
770-403-2179

Linda Frick

Linda@HILoans.info

855-423-8635 Extension 704
443-509-2727

Lisa Norris

lisanorris@hiloans.info

855-423-8635 Extension 714
301-643-6339

ALL LOANS ARE SUBJECT TO CREDIT APPROVAL AND  PROGRAM VERIFICATIONS

Maryland: Mortgage Lender #2529 Sales Finance # 3134     Virginia: Mortgage Broker #MC-2105

NMLS #182489    Florida Sales Finance #SF9901359