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Challenger Program

FL, GA, MD, NC, NJ, OH, TX, VA

All Loans Unsecured

Credit Score Brackets
Monthly Terms Loan Size Minimum Score Rate
12 $1,000 to $1,200 550 19.99%
18 $1,201 to $1,800 550 19.99%
24 $1,801 to $3,000 550 19.99%
30 $3,001 to $3,500 550 19.99%
36 $3,501 to $4,500 550 19.99%
48 $4,501 to $6,000 550 19.99%
54 $6,001 to $7,500 550 19.99%
60 $7,501 to $10,000 550 19.99%
72 $10,001 to $12,500 550 19.99%
This is true "Subprime" style loan and manually underwritten
by an experienced underwriter
Because of this loan being a "subprime" style loan, we cannot offer a
Same as Cash program NOR a Deferred Payment Program
Interest rates and loan terms may vary depending upon the analyzed risk, the current credit, the debt ratio, the net disposable income, and the state maximum interest rate
The Dealer Fee for this program is a flat 15%
All loans with this program must be pre-pack within a 14 day period. Once a
Pre-Packed is in and approved you will receive and additional 60 days on the
approval to complete your project
Same as Cash Program with Regular Monthly Payments
Promotions Promotion Code Fee*