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Last Chance Program

AL, FL, GA, MD, NC, NJ, OH, TX, VA, WV

All Loans Unsecured

Maximum Loan $25,000, Maximum term 120 months Maximum Rate 21.99%

• This is a true "last Chance" Program and the fees range from 15% to 45%  depending on the applicant. 

• This fee is a direct cost to the contractor and not the customer.

• The approval for this loan is good for a period of 90 days. 

EFFECTIVE 2-01-2018 NEW LAST CHANCE PROGRAM CHANGES
APR TERM FEES* MINIMUM LOAN AMOUNT
21.99 48 -6.00% $2,000
21.99 60 -6.00% $2,000
21.99 72 -6.00% $2,000
21.99 84 -6.00% $5,000
21.99 96 -4.00% $7,500
19.99 48 -4.00% $2,000
19.99 60 -4.00% $2,000
19.99 72 -4.00% $2,000
19.99 84 -4.00% $2,000
19.99 96 -2.00% $2,000
17.99 48 -2.00% $2,000
17.99 60 -2.00% $2,000
17.99 72 -2.00% $2,000
17.99 84 -2.00% $5,000
17.99 96 - $7,500
13.99 48 2.00% $2,000
13.99 60 2.00% $2,000
13.99 72 3.00% $2,000
13.99 84 3.00% $2,000
13.99 96 4.00% $2,000
13.99 96 4.00% $2,000
13.99 128 6.00% $7,500
9.9 48 5.00% $2,000
9.9 60 7.00% $2,000
9.9 72 8.00% $2,000
9.9 84 9.00% $2,000
* FEES- IF A NEGATIVE NUMBER THIS AMOUNT GETS SUBTRACTED FROM THE UNDERWRITING FEES AND IF A POSITIVE NUMBER IT GETS ADDED TO THE UNDERWRITING FEE.