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Last Chance Program

FL, GA, MD, NC, NJ, OH, TX, VA

All Loans Unsecured

Maximum Loan $25,000, Maximum term 120 months Maximum Rate 17.99%

• This is a true "last Chance" Program and the fees range from 15% to 45%  depending on the applicant. 

• This fee is a direct cost to the contractor and not the customer.

• The approval for this loan is good for a period of 90 days. 

Loan Amount Interest Rate Max Loan Terms Additional Fees
>$1,000 17.99% 72 Months None
>$3,000 17.99% 96 Months None
>$5,000 17.99% 120 Months None
>$1,000 13.50% 72 Months 3.00%
>$3,000 13.50% 96 Months 5.00%
>$5,000 13.50% 120 Months 7.00%
>$1,000 9.00% 72 Months 8.00%
>$3,000 9.00% 96 Months 10.00%
Same As Cash Plans Defererred
Months Additional Fees Months Additional Fees
3 Months 2.00% 3 Months 2.00%
6 Months 5.00% 4 Months 5.00%
12 Months 9.00% 6 Months 8.00%
No payment no interest program
Months Additional Fees
3 Months 8.00%
6 Months 14.00%
Same as Cash Program with Regular Monthly Payments
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